Budget Planner calculates your budget. It captures your annual expenses and income. From that it shows you how you're doing with your money. If you're in the negative territory it suggests solutions and provides tips showing you how to avoid negative budgets.

	Annual Tuition is the total tuition you have to pay for your school for the entire year. Amount has to be between 0 - 999,999. It is an optional field.

	Annual Fees are all the fees you pay for your school for the entire year. Amount has to be between 0 - 99,999. It is an optional field.

	All expenses related to Textbooks roll under this field. Amount has to be between 0 - 99,999. It is an optional field.

	All expenses related to school Supplies roll under this field. Amount has to be between 0 - 99,999. It is an optional field.

	Boarding expenses represent all expenses you pay for your stay why away from home. This includes items like: rent, lease, campus fees, off campus fees, and etc. Amount has to be between 0 - 99,999. It is an optional field.

	Boarding Utility you have to pay while staying away from home. Please add up all utility bills you have. This includes items like: electricity, internet, gas, and more. Amount has to be between 0 - 99,999. It is an optional field.

	Phone Plus Gadgets expenses include: cell phones, PDAs, Smart Pcs, Wireless Mobile Internet, and other gadgets you have to pay for. Please total gadget costs and service plan costs if any. Amount has to be between 0 - 99,999. It is an optional field.

	Estimate your total expanses related to Food. Students mostly get this one wrong as their actual food expense is much higher than what they estimate. Amount has to be between 0 - 99,999. It is an optional field.

	Total all your Clothing expenses. Try to remember all clothing you buy and estimate how much you spend on clothing. Amount has to be between 0 - 99,999. It is an optional field.

	Being away from home requires students to pay for their Laundry. Please add up your annual Laundry expenses. Include dry cleaning and shoes repair related expenses. Amount has to be between 0 - 99,999. It is an optional field.

	Your commute to school and around school annually. Amount has to be between 0 - 99,999. It is an optional field.

	Any expenses you may have while Dating others while at school. Amount has to be between 0 - 99,999. It is an optional field.

	List all your Medical Expenses for the year. From injuries to regular checkups and items like vitamins and other drugs. Amount has to be between 0 - 99,999. It is an optional field.

	Entertainment expenses like: movies, parties, gifts, concerts, and etc. Amount has to be between 0 - 99,999. It is an optional field.

	List all your Personal Expenses we do not ask for explicitly on the application. Amount has to be between 0 - 99,999. It is an optional field.

	Child related expenses include: raising your own kids, paying child support, helping other kids and etc. Amount has to be between 0 - 99,999. It is an optional field.

	Other expenses you may have that were not listed on the form already. Amount has to be between 0 - 99,999. It is an optional field.

	If you Lost Money gambling, betting, trading, or etc please add here. Amount has to be between 0 - 99,999. It is an optional field.

	Annual Salary represents all the money you make from your job if you have one. Amount has to be between 0 - 999,999. It is an optional field.

	Annual Savings include all your savings you make through out the year. Amount has to be between 0 - 999,999. It is an optional field.

	If any of the tuition has been prepaid already include it in the calculation. Amount has to be between 0 - 999,999. It is an optional field.

	Money From Parents includes all money you get from your parents. Amount has to be between 0 - 999,999. It is an optional field.

	Money From Spouse is our favorite. Make sure to put all money you get from your spouse in this field. Amount has to be between 0 - 999,999. It is an optional field.

	Please include all other income you have. Amount has to be between 0 - 999,999. It is an optional field.

	Grants represent all help you get from Financial Aid Grants. Make sure to include all Grant awards you receive. Amount has to be between 0 - 999,999. It is an optional field.

	Scholarships represent all help you get from Financial Aid Scholarships. Make sure to include all Scholarship awards you receive. Amount has to be between 0 - 999,999. It is an optional field.

	Loans represent all help you get from Financial Aid Loans. Make sure to include all Loans you receive. Amount has to be between 0 - 999,999. It is an optional field.

	Work Study represent all help you get from Financial Aid Work Study Programs. Make sure to include all Work Study awards you receive. Amount has to be between 0 - 999,999. It is an optional field.

	Fellowships represent all help you get from Financial Aid Fellowships. Make sure to include all Fellowship awards you receive. Amount has to be between 0 - 999,999. It is an optional field.

	Traineeships represent all help you get from Financial Aid Traineeships. Make sure to include all Traineeship awards you receive. Amount has to be between 0 - 999,999. It is an optional field.

	Veterans Benefits represent all help you get from veterans benefits. Please specify all benefits here. Amount has to be between 0 - 999,999. It is an optional field.

	Tax Benefits should be also included on your income side of budget planning. Amount has to be between 0 - 999,999. It is an optional field.

	If you receive any other aid please specify it here. Think about other personal aid you may be getting that is not asked for already by this application. Amount has to be between 0 - 999,999. It is an optional field.

Your Annual Expenses

	Annual Tuition:
	Annual Fees:
	Textbooks:
	Supplies:
	Boarding (Rent):
	Boarding Utilities:
	Phone Plus Gadgets:
	Food:
	Clothing:
	Laundry:
	Transportation:
	Dating Expenses:
	Medical Expenses:
	Entertainment:
	Personal Expenses:
	Child Expenses (if any):
	Other:
	Lost Money (betting):

Your Annual Income

	Annual Salary:
	Annual Savings:
	Prepaid Tuition:
	Money From Parents:
	Money From Spouse:
	Other Income:
	Grants:
	Scholarships:
	Loans:
	Work Study:
	Fellowships:
	Traineeships:
	Veterans Benefits:
	Tax Benefits:
	Other Aid:

Budget Planner is like a confession. It let's you verify your day to day expenses while you're in college or if you're planning on attending one. On one side it asks you for all your expenses through out the year. On the other side it requires you to list on the money you make or receive.



The end result of the budget planner is the comparison between your income and expenses. If your income is greater than your expenses you're doing great. In case your expenses show up to be higher than your income you are outside of your budget and you're in deficit.

There are at least two ways to cure your deficit problem:

  Borrow More Money
  Cut Down Your Spending

Borrowing More money means you have to apply for more Student Loans. If Student Loans is not the way to got please visit our main Financial Aid Page and lookup other forms of Financial Aid.

The best and more important advice is to cut down your spending if possible. Every one is different, but most of us lose or spend money unnecessarily all the time. There are many ways to reduce day to day spending. Please visit our Save Money WIZARD application. This wizard will show you where you spend the most money and how you can save by cutting down spending.

When you calculate your budget please make sure to remember this is a very generic planner application and your result will be as accurate as the data you put in. Treat this budget planner as a good start in understanding what your income and expenses are.

This is a great budget planner which will quickly show you how well you're doing with money while at school. Enter your data correctly and the result will help you realize if you need more aid for school or not.

We advise our financial aid candidates to use our tools below and see how much college is going to cost, how to plan or save for college, how to find financial aid, and calculate loan amounts.

Loan Calculator		Budget Planner		Save Money WIZARD		Financial Aid WIZARD		How Much For College