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The most important student loan is the one with lowest interest rate.

In case you are not sure where to start with student loans, use our Financial Aid WIZARD

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Student Loans, unlike Grants, Scholarships, or Work Study Programs are simply borrowed money and must be repaid with interest. The same concept applies as with car and home loans.

Student Loans are legal obligations, so before you start looking for a loan calculate the amount you will have to repay over the years. Feel from to use our Student Loan Calculator.

There are loans for Students and Parents. On top of that there are loans for Undergraduate and Graduate students. Federal government, private banks, institutions, and private investors all provide student loans. All these loans differ by provider.

The federal government alone provides two Student Loan Programs. Read more to find out about different loan programs and providers.

Feel free to visit out student Student Loans Center By Section and research the topics that interest you the most.

As the name suggests Federal Student Loans are funded and/or guaranteed or insured by the federal government. They offer loans for Students and Parents. Most of the loans come from two programs: Direct Loans Program and Federal Family Education Loans (FFEL) Program.

FFELs are guaranteed loans made by private lenders. Direct Federal Loans are made directly by the federal government to college students. Both of the programs offer Loans For Students and Loans For Parents.

Direct Loans Program offers lending solution for Graduate students.

In order to compare federal loans please visit Federal Student Loans Comparison Chart.

Private Education Loans or sometimes called Alternative Student Loans are credit based loans offered by private lenders (banks) or other private lending institutions. The interest rates on these loans vary. They are not need based. FAFSA Application does not have to be submitted.
Private Student Loans could be your main Financial Aid strategy or they could be a supplement to your other aid. Which ever strategy you choose make sure to shop around for private education loans as the interest rates will vary depending on the lender.

Peer to Peer form of landing connects people that want to borrow money with those that are willing to lend. This idea is as old as the World. It's also one of the most competitive types of landing.

Bidders are bidding how much interest they can pay on their loans and lenders are decreasing interest rates in order to match up with the bid and provide the loan.

This form of lending is picking up momentum as standard lending sources are dying out. It is probably the most flexible form of lending as anything can be negotiated and tweaked towards every student. This is very important as everyone has a different borrowing requirement.

If you are a lender you can read more about Lending Money To Others.

Personal Loans are mostly unsecured loans made for any purpose. They range from $500 to $50,000. Since they are unsecured a large collateral commitment is not required for personal loans. hey are used for any purpose, so they can be used to pay for your education.

Personal Loans are not your classical approach to Financial Aid. They should be the last line of defense right after Peer to Peer Student Loans. You attack this loan after trying everything else. Personal loans carry very high interest rates and these loans have to be repaid.

Please visit our Student Loans Sections for other related topics, where you can learn about student loan Lenders, student loans for Graduates, student loans for Professional Degrees, Loans For Parents, and monay more important aspects related to education loans.