Student Loans come in different forms and from different sources. They fact that they are loans they have to be repaid. How they are repaid is one of the major differences between these loans.
Another important parameter in student loans is the documentation requirement. What is required in order to obtain the loan. Interest rates are also an important factor in student loans.
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The following table shows differences among student loans. Review the information in order to make a better judgment when choosing a student loan.
| Name | Credit History Required | Low Interest Rates | Most Likely Has To Be Repaid ** | Has To Be Repaid |
| Federal Loans |  |
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| Private Loans | |
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| Peer Loans | |
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| Personal Loans | |
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| Federal Consolidation Loans | |
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| Private Consolidation Loans | |
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* Please note, nothing here in this table is set in stone and it will very case by case from lender to lender.
** Most Likely Has To Be Repaid means it has to be repaid, but chances are you can have the loan forgiven.
Each loan is different. Make sure to compare your loans and pick the ones that fits you most. Once you choose you'll be stuck with it for a long time. If you do not like the loan
you chose you can try to consolidate it.
We advise our financial aid candidates to use our tools below and see how much college is going to cost, how to plan or save for college, how to find financial aid, and calculate
loan amounts.
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| Loan Calculator | Budget Planner | Save Money WIZARD | Financial Aid WIZARD | How Much For College |
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