Financial aid for students could have many forms. Student can receive help from the federal government, states, colleges, private institutions, charity organizations, study work programs, family and
many more organizations.
The term financial aid is very broad and applies to all the money you can receive in order to pay for your education. What actually matters to students is not where the
money comes from, but if the money has to be repaid or not and what kind of repayments are possible. This is how we view financial aid and this is how we are presenting it here.
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In our view financial aid has four categories. They range from free to fully not free financial aid. Read below about each category.
| Name | Free | Somehow Free | Most Likely Has To Be Repaid ** | Has To Be Repaid |
| Grants | ||||
| Scholarships | ||||
| Fellowships | ||||
| Traineeships | ||||
| Work Study Programs | ||||
| Federal Loans | ||||
| Private Loans | ||||
| Peer Loans | ||||
| Personal Loans | ||||
| Federal Consolidation Loans | ||||
| Private Consolidation Loans | ||||
| Credit Cards | ||||
| Company Sponsorships | ||||
| Your Own Money |
Follow the chart above and try to apply for all Financial Aid to the left of the table. Financial Aid to the right has tougher repayment options and is not free. When you apply for financial aid
your order should start from the left of the table and you should walk to the right until you have all the funds you need.
We advise our financial aid candidates to use our tools below and see how much college is going to cost, how to plan or save for college, how to find financial aid, and calculate
loan amounts.
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| Loan Calculator | Budget Planner | Save Money WIZARD | Financial Aid WIZARD | How Much For College |